Business Banking
Banking built for
businesses that grow.
From sole proprietors to mid-size companies, MercuryFinance provides checking accounts, business loans, merchant services, and cards designed to support your business at every stage.
Open Business AccountBusiness checking from $0/mo
Same-day ACH transfers
Multi-user account access
Free invoicing tools
$0
Monthly fee
Basic checking
5M+
Business clients
Across 50 states
Same day
ACH transfers
No waiting
$5M
SBA loan max
Fully online
Business banking products
Business Checking
Banking for every business size
- $0 basic plan — unlimited transactions
- Dedicated business debit card
- Multi-user access with permissions
- Sync with QuickBooks & Xero
- Free wire transfers (first 10/mo)
Business Loans
Capital for your next milestone
- SBA 7(a) loans up to $5M
- Term loans from 12–120 months
- Lines of credit up to $500K
- Equipment financing available
- Online application, decision in 48 hrs
Business Credit Cards
Earn on every business expense
- 3% back on travel & advertising
- 2% on office supplies
- Employee cards with custom limits
- $0 annual fee
- Expense reporting built in
Merchant Services
Accept payments anywhere
- In-person, online & mobile payments
- Next-day deposits
- 2.6% + 10¢ per swipe
- Free payment terminal
- Integrates with Shopify, WooCommerce
Solutions for every business size
Whether you're a solo freelancer or a 200-person company, we have the right account.
Starter
Sole proprietors & freelancers
$0/mo
- 1 user
- 500 transactions/mo
- Free debit card
- Basic invoicing
Most Popular
Business
Small & mid-size businesses
$25/mo
- 5 users
- Unlimited transactions
- 3 employee cards
- Full accounting sync
Enterprise
Large companies & corporations
Custom
- Unlimited users
- Dedicated relationship manager
- Custom API access
- Treasury management
Open your business account today
Takes 10 minutes online. No branch visit. EIN or SSN accepted.
Open Business Account