Our Financial Services are Tailored for your Needs
From everyday checking to long-term investing — every product we offer is built to put more money in your pocket.
Who We Are
A new kind of bank — built for how you live today
MercuryFinance combines the trust of a traditional bank with the speed of modern technology. No branches required, no paperwork, no wait — just powerful banking at your fingertips.
Get started today2M+
Customers nationwide
4.85%
Savings APY
$250K
FDIC coverage
< 5 min
Account opening
Our Products
Find the right account for you
Checking Account
No monthly fees, no minimums, and access to 45,000+ ATMs. Banking without the friction.
Learn moreHigh-Yield Savings
Earn 12× the national average APY. FDIC insured, compounds daily, no withdrawal limits.
Learn moreRewards Credit Card
3% back on groceries & gas, 1.5% on everything else. Zero annual fee. Always.
Learn moreHome Loans
Pre-approval in 24 hours. Competitive fixed & adjustable rates with no origination fee.
Learn moreAuto Loans
New, used, or refinance — online decision in minutes. Terms up to 84 months.
Learn moreInvesting
$0 commission trades, guided portfolios, and IRA accounts linked to your Mercury account.
Learn moreWhy MercuryFinance
Built on trust. Designed for you.
FDIC Insured
Every deposit protected up to $250,000 by the U.S. federal government.
256-bit Encryption
Military-grade security with biometric login and real-time fraud monitoring.
Rate Guarantee
Our savings APY is always at least 10× the national average — guaranteed.
Open in 5 Minutes
No branch visit. No paperwork. No waiting. Start banking immediately.
24/7 Support
Live agents available around the clock via phone, chat, or in-app messaging.
No Hidden Fees
We publish every fee upfront. If you can't find it, it doesn't exist.
Customer Stories
What our members say
“Switched from my old bank and the difference is night and day. No fees, high APY, and the app is genuinely enjoyable to use.”
Sarah M.
Savings & Checking
“Pre-approved for my mortgage in 20 hours. My previous bank took 3 weeks. MercuryFinance is the future of banking.”
James R.
Home Loan customer
“The 3% cash back card combined with the savings account is incredible. I've earned over $800 in rewards this year.”
Priya K.
Rewards Card customer
Get Started Today
Your financial future
starts here
Open a free account in under 5 minutes. No branch visit, no paperwork, no waiting — ever.
MercuryFinance, N.A. · FDIC Insured · Equal Housing Lender · Member FDIC